Affirm Holdings, Inc. AFRM
Nasdaq
Misaligned: insiders net sellers over 24 months, no insider buying in 5 years
Current directors and officers hold 3.63% of shares outstanding, worth $157.73M at $73.40. Over the last 24 months insiders bought $0.00 in the open market and sold $7.14M outside 10b5-1 plans and $338.26M under them. No director or officer has bought shares in the open market in five years.
Component breakdown
Skin in the game 15 / 20
How much the CEO and the insider group own, measured from their own Form 4 holdings.
A metric here is not applicable, so this component was rescaled to preserve its weight.
| CEO stake as a multiple of cash pay A1 | N/A, component rescaled | N/A |
|---|---|---|
| Insider group ownership A2 | See the value and its source | 6 / 8 |
Bought, not granted 0 / 15
Whether insiders put their own money in through open-market purchases, or only hold what they were awarded.
A metric here is not applicable, so this component was rescaled to preserve its weight.
| CEO shares bought in the open market B1 | N/A, component rescaled | N/A |
|---|---|---|
| Insiders who bought in the open market B2 | See the value and its source | 0 / 7 |
Above or below water 0 / 30
Where today's price sits against what insiders paid in the open market, and whether they still hold those shares. A price below insider cost is a better entry than insiders got.
| Price versus insider purchase cost W1 Free preview | No open-market purchases in five years No open-market purchases in five years | 0 / 18 |
|---|---|---|
| Purchased shares still held W2 | See the value and its source | 0 / 12 |
Recent buying trends 0 / 25
Over the last 24 months: are insiders net buyers or sellers, how many bought together, and how recently.
Dilution cost 0 / 10
How much equity compensation costs outside shareholders, from the company's XBRL financial data.
| Stock-based compensation versus market value F1 | See the value and its source | 0 / 6 |
|---|---|---|
| Diluted share count growth F2 | See the value and its source | 0 / 4 |
See the filings and arithmetic behind each part of AFRM's score.
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Key insiders
| Name | Role | Owned | Multiple | Bought | 24-month activity |
|---|---|---|---|---|---|
| Levchin Max R | Chief Executive Officer and Director | $0 | — | — | −$167M under a plan |
| Michalek Libor | President and Director | $80.6M | — | 0% | −$40.2M under a plan |
| Jiyane Siphelele | Chief Accounting Officer | $13.9M | — | 0% | −$7.1M outside a plan −$3.4M under a plan |
| Adkins Katherine | Chief Legal Officer | $11.2M | — | 0% | −$29.6M under a plan |
| Linford Michael | President | $9.4M | — | 0% | −$58.3M under a plan |
| O'Hare Robert | Chief Financial Officer | $201K | — | 0% | −$31.6M under a plan |
| Liew Jeremy | Director | $23.2M | — | 0% | No activity |
| Quarles Christa S | Director | $5.1M | — | 0% | −$2.0M under a plan |
| Reses Jacqueline D | Director | $3.6M | — | 0% | No activity |
| Sanchez Rodriquez Manuel | Director | $2.9M | — | 0% | No activity |
| Watson Noel Bertram | Director | $2.5M | — | 0% | −$842K under a plan |
| Rabois Keith | Director | $2.2M | — | 0% | −$5.7M under a plan |
| Hughes Brian | Director | $1.7M | — | 0% | No activity |
| GALANTI RICHARD A | Director | $907K | — | 0% | No activity |
| Schneider Ryan M. | Director | $276K | — | 0% | No activity |
| All current directors and officers | 3.63% of shares outstanding | $158M | — | — | — |
Directors and officers who filed a Form 4 in the last 24 months. Owned is each person's latest reported non-derivative holdings (direct plus each indirect line, no options) at the price above. Multiple is the CEO's holdings divided by salary, bonus, and non-equity incentive from the latest proxy. Bought is the share of current holdings bought in the open market in the last five years.
Insider activity
Full activity24 months to Oct 05, 2026. Grants and shares withheld for tax are excluded: they are not decisions to buy or sell.
| Date | Insider | Transaction | Shares | Price | Value | Plan |
|---|---|---|---|---|---|---|
| Sep 14, 2026 | Jiyane Siphelele | Sale outside a plan | 26,980 | $72.19 | $1.9M | — |
| Sep 04, 2026 | Jiyane Siphelele | Sale outside a plan | 25,000 | $72.41 | $1.8M | — |
| Sep 03, 2026 | Adkins Katherine | Sale under a 10b5-1 plan | 41,664 | $75.53 | $3.1M | 10b5-1 |
See every insider trade at AFRM, classified by type.
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Score history
Full changelog- Oct 05, 2026 full grade First automated score: 15 (Misaligned).
Peer context
Sources
All sources- Proxy statement DEF 14A filed 2025-10-24 View on EDGAR
- XBRL financial data 10-Q filed 2021-02-17 View on EDGAR
- Latest of 405 Form 4 filings 4 filed 2026-09-18 View on EDGAR